Flexible Programs Offer Many Ways to Buy or Lease Bobcat Equipment

When it comes to financing or leasing a Bobcat® loader or excavator no one offers you more flexible options and faster service than Ingersoll-Rand Financial Services.

“The documentation process is simple,” says Suzann Thompson, Ingersoll-Rand Financial Services marketing specialist. “We know you need your Bobcat equipment now. Our goal is to give you a credit decision within two to four hours after you meet with your Bobcat dealer.”

Ingersoll-Rand Financial Services has been the leading source of financing for Bobcat equipment for more than 35 years. Here’s why:

Compact equipment expertise

“We're not just experts in financing, we’re also experts in Bobcat equipment and how it’s used in your specific industry,” says Thompson. “We know how you use these machines, the challenges you face in your business and any seasonal factors that affect your financing needs.”

Reliable source of financing

You can count on Ingersoll-Rand Financial Services to be there for you. “Some financing companies leave the business when the market is down,” Thompson says. “We’ve supported Bobcat equipment owners for more than three decades—through the good times and the not-so-good times. And, unlike some in the business, we don’t sell our financing to other lenders.”

Full-service finance provider

Ingersoll-Rand Financial Services offers complete financial services tailored and marketed specifically to meet the needs of Bobcat owners. Conserves other sources of credit “When you finance your Bobcat equipment with Ingersoll-Rand Financial Services you can free up your bank line of credit for other uses, including emergencies,” Thompson notes.

A wide range of financing choices

Choose from the following variety of easy, affordable programs for buying Bobcat equipment:

• Rental Purchase Transaction. Want to try your Bobcat machine before you buy it? You can apply your rental payments toward equity to reduce the purchase cost when you do decide to own it.

• Monthly Level. You simply make one payment every month until you pay for the machine.

• Accelerated Pay. If you want to build equity in your Bobcat equipment faster, you can make higher payments for the first few months.

• Quarterly, Annual and Semi-Annual Payment Options. Depending on your situation, this may be a better choice than a regular monthly payment.

• Skip-Payment Plans. This can make sense if your work is seasonal. Your monthly payments are higher when your Bobcat equipment is busiest. As your works slows, you can pay a lower amount for up to three months per year. Also, you can skip a payment.

Lease Options

Ingersoll-Rand Financial Services will work with you and your dealer to customize a lease that meets your individual capital or operating needs. You may also benefit from cash flow, tax and accounting advantages. Check with your tax advisor for details about any tax savings. Leasing choices include:

Fair Market Value Lease

Available for all Bobcat and IR models used less than 800 hours a year, this type of lease features low monthly payments over 24 to 60 months. At the end of the lease you can buy the machine for its fair market value or return it.

Purchase Option Lease

This program applies to all Bobcat and IR models used no more than 800 hours a year and sets the purchase price at the start of a two to five-year lease. When the lease expires, you can buy the machine at that price or return it.

These plans may change without notice and apply only in North America. Many require participation by your local Bobcat dealer and approval by Ingersoll-Rand Financial Services. See your dealer for the latest details.